Category: Money & Identity

Identity Theft In The Making – Stories From A Credit Bureau Insider

Hello.  My name is Steve Reger and I spent 26 years working for one of the three major credit bureau, TransUnion.  During my lengthy tenure as their Direct of Consumer Services I experienced most everything credit related.  I oversaw a busy contact center in Southern California which at various times received more than 10,000 consumer…

6 Tips for Creating a Spending Plan That Helps Your Credit Score

Creating a sensible spending plan is one of the best ways a prospective borrower can have a positive impact on their credit score and get approved for a loan — but many people don’t budget their money. According to a Debt.com survey, 31 percent of Americans polled did not follow a budget, despite 97 percent…

When to Get Free vs. Paid Credit Monitoring

Credit monitoring is essential to your financial health. Regularly checking your credit report along with your credit rating provides you vital information about your financial wellness, and can serve as an early warning of possible problems such as missed payments or identity theft. However, making sure to always monitor your accounts can be tedious and…