Pros and Cons of Credit Monitoring Services

It’s very easy to get confused about whether or not credit monitoring is something that you should invest in. With the amount of credit monitoring services available in the marketplace, it can be even more confusing when trying to understand which service you should choose. In this article, we’ll outline some of the many various…

Which Type of Credit Score Is Most Used for Auto Loans?

When shopping for a car, most consumers are well aware that the car dealership will check their credit before moving ahead with a sale. Simply put, the better one’s credit, the lower the rate, and the more choices that person has in vehicles and corresponding loan terms.  A higher credit score can mean a lower…

How Often Is Your Credit Score Updated?

For those working on improving their credit, seeing changes is important. But, how often is a credit score updated and when should you expect to actually see that number budge? As a general rule, expect to see changes within 30 to 45 days; however, when new information is received, credit bureaus recalculate your score immediately….