FICO vs. VantageScore: A Look at the Different Types of Credit Scores

The US is dominated by two credit scoring companies — FICO and VantageScore. The latter was created in 2006 by Experian, Equifax and TransUnion, the three major credit reporting bureaus. FICO, created by the analytics firm Fair Isaac Corporation, has been the standard for measuring credit risk in the country since 1989. But in the…

What is Identity Theft Insurance?

It’s evident that many people are going through financial hardships as cases continue to rise during these unprecedented times. Due to the rising cases, many aspects of our daily lives continue to be online whether it’s working, having a meeting or ordering items for our homes. With credit card transactions happening so often, it is…