Your credit score may be a mystery to you, even if you are aware how important it is in your life. Your credit report and credit score matter more than you think and for more than just getting credit. Your credit report is a history of all your credit activities. It will contain your name,…
The insurance industry uses your credit report to generate a unique score for their insurance underwriting and claim management. This is called an Insurance Score.
When buying a car most people don’t know their credit score is not used to determine their car loan. Instead, a different score is used. It’s something called an Auto Industry Option Score (‘Auto Score’).
An Employment Credit Score is a pioneering concept from Smart Credit. It is a score for individuals to understand how employers may judge them based upon their credit report.
Checking credit during employment is a new trend. Employers have started to use your credit to monitor your on-going behavior while you are employed.