Category: Credit Monitoring

When to Get Free vs. Paid Credit Monitoring

Credit monitoring is essential to your financial health. Regularly checking your credit report along with your credit rating provides you vital information about your financial wellness, and can serve as an early warning of possible problems such as missed payments or identity theft. However, making sure to always monitor your accounts can be tedious and…

How Identity Theft Insurance and Credit Monitoring Work Hand in Hand

Protecting your identity on the internet is more critical than ever before. According to a recent report from Consumer Affairs, the Federal Trade Commission (FTC) processed more than 1.4 million identity fraud reports in 2018. With numbers like these, identity fraud insurance has become increasingly critical for every consumer to consider. While identity fraud insurance…

Experian vs. Equifax vs. TransUnion: Who’s Who in Credit Monitoring

If you’ve ever applied for a loan or a line of credit, then you are likely to be familiar with credit monitoring services. You must be aware of the importance of your credit report and credit score, as well as the three major credit bureaus. In general, credit bureaus are responsible for gathering the credit…

4 Tips to Maintaining Good Credit During a Divorce

It may be time to divorce your spouse, but there’s no divorcing your current credit score. We’ve compiled 4 tips to help maintain good credit during a divorce. Major financial decisions are made while emotions are high and budgets are slashed in half. It’s critical new divorcés understand the importance of maintaining a good (a…