Category: Identity Theft

Identity Theft In The Making – Stories From A Credit Bureau Insider, Part III

Now back to my story.  John Consumer had called TransUnion and determined there were a number of accounts showing on his credit file which were not his.  TransUnion in response contacted the respective banks who responded by saying their records matched John’s name, date of birth and social security number.  Further, when asked each of…

Identity Theft In The Making – Stories From A Credit Bureau Insider, Part II

Early on and long before credit repair as we know it now, when someone said an account was not theirs you could just about take their word for it.  Sure on occasion a consumer would not recognize the name of an account on their credit file, and later, after explanation, they’d respond, “Oh, that must…

Identity Theft In The Making – Stories From A Credit Bureau Insider

Hello.  My name is Steve Reger and I spent 26 years working for one of the three major credit bureau, TransUnion.  During my lengthy tenure as their Direct of Consumer Services I experienced most everything credit related.  I oversaw a busy contact center in Southern California which at various times received more than 10,000 consumer…

10 Things You Should Know About Identity Theft

Identity theft is a method of stealing someone’s identity in which an individual generates or creates a fake identity, this generally can be defined as a means to gain his or her hands on resources or procure credit. The victim of identity theft can literally experience serious consequences if they could be held as responsible for the thief’s criminal…