Category: Credit Score

The Money Advice You Shouldn’t Always Listen To

We’ve all heard it before — advice from so-called money experts that tell you what you should and shouldn’t be doing with your money. While some advice is certainly helpful in general, it’s important for people to get advice that can directly help with their current, unique situation and needs. And sometimes, it’s not what…

Should I Refinance My Student Loans Right Now?

You may have noticed interest rates hovering at 30-year lows and now wonder whether it’s a good time to refinance your student loans. Well, the answer is: not necessarily. You want to help, not hurt, your financial well-being, your credit score and prospects for future borrowing. So, the choice to refinance your student loans will…

6 Lesser-Known Signs of Identity Theft

As more of us shop online, share updates on social media and attend conferences across online platforms, scammers are enjoying a golden age. For proof, look at the 14 million victims of identity theft in 2018, which resulted in a total of $1.7 billion to hackers. Identity thieves are increasingly sophisticated and always relentless, ready…