Category: Credit Report

5 Ways to Increase Your Credit Limit in a Short Amount of Time

The most obvious benefit of a higher credit limit is increased spending power. With access to more credit, you can be more flexible in your spending and may even earn additional rewards like air miles or cashback from your credit card provider. But having a higher credit limit also comes with another important benefit: a…

How Long Should You Wait to Apply for Another Credit Card?

If the credit card you have is not the credit card you want, you have probably wondered about acquiring a second card. Over time, everyone’s financial needs change. Perhaps your current credit card offers little in the way of benefits, or you still have a secured card on which you have built your credit history….

The Best Age to Start Credit Monitoring

The secret to unlocking many financial opportunities? Good credit. An excellent credit score means lower interest rates on car loans, credit cards, and mortgages. Many landlords and employers also check credit reports before they make a job offer or approve a rental application. Since credit is based on spending, it’s important to know the best…