Category: Credit Report

How Different Types of Bank Accounts Affects Your Credit Score

Most people know that opening a new credit card account or applying for a mortgage affects their credit score. But did you know that, while it’s rare and situational, opening and closing other accounts — like checking and savings accounts — can also impact your credit score? Once you know how different types of accounts…

Should I Refinance My Student Loans Right Now?

You may have noticed interest rates hovering at 30-year lows and now wonder whether it’s a good time to refinance your student loans. Well, the answer is: not necessarily. You want to help, not hurt, your financial well-being, your credit score and prospects for future borrowing. So, the choice to refinance your student loans will…

6 Lesser-Known Signs of Identity Theft

As more of us shop online, share updates on social media and attend conferences across online platforms, scammers are enjoying a golden age. For proof, look at the 14 million victims of identity theft in 2018, which resulted in a total of $1.7 billion to hackers. Identity thieves are increasingly sophisticated and always relentless, ready…