The auto score is a very popular alternative to the standard credit score and it is important consumers understand who can look at it.
Local, State and Federal governments have broad rights to access your credit report and in some cases to put things on it
A key part of controlling and protecting your credit score is to know who is looking at your credit report and why.
Your credit report is NOT a substitute for a government issued physical form of identification; it is only a tool to verify your identity.
The financial reform legislation could affect your ability to get a new mortgage, auto loan or credit card because new standards for granting credit will be mandated under this pending law.