Improving Credit

Aug
21
2014

Treasure Your Home

From Renting to Owning There is no doubt that owning a dwelling of your own is the cornerstone of financial and emotional security. If you have not reached that point yet, it should certainly be your long-term goal. One question to ask yourself is what house you can reasonably afford. The biggest mistake first-time home […]

Jun
26
2014

Buying, Renting, or Failure to Launch

What’s on your mind? Many people often find themselves at a financial crossroad. You might have graduated college recently, and after working for the last few years, must decide what to save up for in order to build a stable financial future. Perhaps you have to relocate for work or family, and subsequently, you must […]

Jun
17
2014

What is Your Identity Worth?

You. Taking charge of your financial life begins with knowing your net worth. Of course, the higher that value, the better off you are. The straight forward way of calculating your net worth is the sum of your assets minus the total of your liabilities but is that the whole picture? Even though this accounting […]

Jun
11
2014

Should You Add Your Child to Your Credit Card Account?

Good parents are continually seeking ways to improve the opportunities and security of their children. As a child enters early adulthood – beginning to drive and travel on their own – having access to a credit card can help provide a safety net in case of an emergency. However, giving credit card access to an […]

May
9
2014

What Affects Your Credit Score?

Maintaining a high credit score is essential as it is the determining factor when apply for a loan, mortgage, or credit card. Unless you make all of your purchases with cash, managing your credit score is one of your most important financial activities. Not only does your credit score allow you to access financing, but […]

Oct
10
2013

How Many Points Are Late Payments Worth In Your Credit Score?

How Many Points Are Late Payment Worth In Your Credit Score?

Aug
22
2013

Short Sales Being Reported to Credit Bureaus as Foreclosures? Problem Will Be Solved

Short Sales Being Reported to Credit Bureaus as Foreclosures? Problem Will Be Solved

Aug
15
2013

Do I have to carry a balance on my credit card in order to build credit faster?

Do I have to carry a balance on my credit card in order to build credit faster?

Jun
25
2013

Why Are My Scores Different Across Credit Reporting Agencies? Shouldn’t They Be The Same?

Why are my credit scores so different across credit bureaus? Shouldn’t they be the same?

Jun
18
2013

How Long Can Good and Bad Information Remain on My Credit Reports?

A summary of how long good and bad information can remain on your credit reports

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